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What Affects Your Credit Score in Canada

What Affects Your Credit Score in Canada When you apply for a mortgage in Canada, it is important that you understand how your credit score will be determined. The inquiry accounts that show on your credit report are the first…

What Is a Credit Bureau?

A credit bureau, also called a credit-reporting agency, keeps track of a person’s financial history. They do this by getting monthly copies of financial records from the individual or the business that they report to. The records are then processed…

What Is a Sinking Fund?

When most people hear about sinking funds, they have one of two ideas in mind. One idea is that they are simply a mutual fund, designed to protect against sinking stock prices, much like the life insurance that you receive…