Tax Treatments – Gifts and Inheritance in Canada

A tax is usually charged when there is a transfer of assets in a province or territory of Canada. This includes gifts, inheritances, bequeathing and others. Usually there is no additional inheritance tax charged on the beneficiaries; instead the estate pays whatever tax is owed by the province or territory. In some cases the province …

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Best RRSP Investments for Canadians

The Best RRSP Investments for Canadians is something that most investors may have a hard time finding information on. This is one of the most important considerations that one needs to make if they are going to be investing in retirement savings plans. Since this kind of investment is new and not too well known, …

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What Is CDIC Insurance?

What is CDIC and how does it work? “CDIC” stands for the “cost effective competitive” insurance strategy adopted by a number of Canadian insurance companies. As of this writing, this group has about 30 companies and plans to expand in the future as more of Canada’s top companies embrace this new approach to their business. …

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What Is A Home Equity Line Of Credit?

Home equity loans are popular for many reasons. For starters, they are convenient and hassle free. For people who have good credit, they can get approval within seconds. They are a quick means of getting the cash that one needs. The question is, what is a home equity line of credit? It is a type …

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RSP Vs RTRP – Which Has More Tax Advantages?

What is the main difference between RSP Vs RRSP? As you might already know, RSP is an acronym that stands for Retirement Savings Account. However, when we refer to RSP, we are talking about a specific type of financial product designed to suit individual retirement needs. RSP has two distinct advantages over other retirement accounts …

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What is CMHC Mortgage Insurance?

What is CMHC Mortgage Insurance? CMHC stands for Canadian Mortgage and Housing Corporation, this is a Crown Corporation run by the Federal Government that was created to help people get a house in Canada with little or no down payment money. One of CMHC s main purposes through its Mortgage Insurance is help to allow …

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Pet Insurance in Canada

Getting pet insurance in Canada is easy, and you can save money with a little comparison shopping. Before you purchase any type of insurance for your four legged friend, you should first know what coverage options are available to you. While many cat and dog breeds are considered low risk, other dogs or cats are …

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How To Start A Pest Management Business In Essex

If you have decided that you would like to make some extra money and want to know how to start up a pest control business in South Africa, there are some things that you need to consider before you can begin. This will help you know whether it is going to be easy for you …

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How to Start a Taxi Business With One Car in Boston

There are many people who dream of starting a business in the city of South Africa. The country is one of the most attractive countries to invest in, with its economy growing faster than any other African country. As the country continues to grow and develop, the South African real estate market will become more …

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The Best Free Tax Software Options For Canadians

The Best Free Tax Software Options for Canadians is those which offer you an easy and pleasant experience when preparing your yearly tax return. The tax season comes upon us quickly each year. It is important to file your return on time in order to receive a refund. The tax filing season can be a …

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