Keith

What is a Credit Union? What is the difference between a credit union and a bank? In this article we will take a look at what each of those are and how they affect you as a consumer. We will…

Many consumers regularly inquire as to how to check your free credit score. Although we might think that this is a very personal and private matter, the fact of the matter is that all of us need a credit score…

What is a good credit rating in Canada? Is it really the best you can be? What are some of the warning signs? How do you find your best credit rating? First, a credit score under 650 will make it…

If you are looking for a loan modification, then you need to know about the Adjusted Cost Base. Adjusted Cost Base is a calculation that lenders use to figure out what your monthly payments should be on your mortgage. This…

The Best Travel Credit Cards in Canada for 2021 is going to be some of the strongest and most attractive ones that any business in the North Americas can have. This is due to the fact that Canadian Prime Minister…

Learning how to invest in Canadian penny stocks can be one of the smartest financial decisions that you can make. They are inexpensive and when I say inexpensive, they come with a very low risk. They are also a good…

The Canada Child Benefit Explained is basically a financial aid that is available to parents who need to pay their children’s expenses in high schools or colleges in Canada. This type of assistance is one of the most important kinds…

What is an individual private pension? An individual private pension is a Canadian pension fund that does not have any type of employer guarantee. An individual pension is typically defined as a one-man/woman maximum defined benefit pension scheme that enables…

If you received a tax refund, did you feel good? Did you realize how much money you could have saved if you had paid taxes on time? The reason most people feel good about a tax refund is because they…